Corporate Credit Underwriting Officer-Senior Executive (01 position)

 Review and analyze corporate loan applications and prepare credit recommendations.
 Evaluate clients’ financial condition, including P&L, cash flow, repayment capacity, and credit history.
 Conduct due diligence and assess business models, industry position, and risk factors.
 Structure appropriate credit facilities based on client needs and risk profile.
 Ensure all credit proposals comply with internal policies and approval authorities.
 Monitor loan portfolio performance, including early warning signals and delinquent accounts.
 Conduct periodic and annual reviews to ensure compliance with corporate loan terms and covenants.
 Develop and improve corporate loan products, policies, procedures, and credit guidelines.
 Ensure policies align with regulatory requirements and market practices.
 Acquire new corporate clients and achieve corporate loan disbursement targets.
 Maintain and strengthen relationships with existing corporate customers.
 Identify cross-selling opportunities and provide suitable financial solutions.
 Work closely with business, risk, and credit teams to ensure smooth loan processing.
 Liaise with internal and external stakeholders, including investors and regulators.
 Prepare reports, credit proposals, and portfolio analysis for management.
 Ensure compliance with AML, KYC, and all regulatory requirements.
 Stay updated on financial products, market trends, and regulatory changes.
 Perform other duties as assigned by the supervisor.
语言要求：English (Good)